شرکتهای بیمه نقش بسیار مهمی در تمامی جوامع دارند. علاوه بر افراد، بسیاری از مشاغل و تجارتها نیز از خدمات این شرکتها بهره میبرند. این کمپانیها در برابر پولی که از اشخاص حقیقی یا حقوقی دریافت میکنند، متعهد میشوند که زیان احتمالی واردشده را به بیمهگذار پرداخت نمایند. خدمات بیمهای انواع گوناگونی دارد که بیمه اشیاء، اشخاص و مسئولیت از آن جملهاند. در این مقاله، به فرایند قانونی ثبت شرکت بیمه در ایران میپردازیم.
شرایط تاسیس شرکتهای بیمه
منظور از شرکت بیمه شرکتی است که در اساسنامهاش موضوع فعالیت اصلی آن امور مربوط به بیمه قید شده باشد. راهاندازی شرکت بیمه نیازمند داشتن دانش کافی در این زمینه است و حضور افراد متخصصی که آشنایی کامل به قوانین و مقررات این حوزه داشته باشند در این مجموعهها الزامی است. متقاضیان باید حداقل مدرک کارشناسی بیمه به اضافه یک سال سابقه کار حرفهای بیمهای داشته باشند. در صورت داشتن مدرک کارشناسی نامرتبط، داشتن دو سال سابقه کار بیمهای الزامی است. همچنین اگر مدرک شما دیپلم است، باید سه سال سابقه کار در حوزه بیمه داشته باشید.
مراحل دریافت مجوز شرکت بیمه
شرکتهای بیمه باید مجوز تاسیس خود را از بیمه مرکزی جمهوری اسلامی ایران اخذ نمایند. توجه به این نکته الزامی است که یکی از شرکا ملزم به داشتن مدرک تحصیلی در رشته مدیریت بیمه و یا فعالیت تخصصی در امور بیمهای است. باید اشاره کرد که برای دریافت مجوز و ثبت شرکت بیمه میتوان نمایندگی یکی از شرکتهای بیمهای را نیز گرفت. برای رسیدن به این منظور، گذراندن دورۀ آموزشی در کمپانی اصلی بیمه و کسب نمرۀ قبولی در آزمون نمایندگی بیمه مرکزی جمهوری اسلامی ایران ضروری است.
استعلام شرکتهای بیمه مجاز
تنها مرجع رسمی برای استعلام قانونی بودن فعالیت شرکتهای بیمه در ایران، «سامانه شناسه ملی اشخاص حقوقی کشور» است. این سامانه زیر نظر سازمان ثبت اسناد و املاک کشور فعالیت میکند و متعلق به قوه قضائیه جمهوری اسلامی ایران است. مشخصات کامل تمامی موسسات و شرکتهایی که به صورت قانونی در زمینه امور بیمهای فعالیت میکنند در این سایت ثبت شده است و افراد میتوانند به راحتی پیش از بستن هر نوع قراردادی آنها را بررسی نمایند.
انواع شرکتهای بیمه
بهترین راه برای تاسیس شرکت بیمه به صورت مستقل، ثبت شرکت سهامی خاص یا سهامی عام است. مناسبترین گزینه برای شما متناسب با نوع فعالیت و اهداف شما تعیین میشود. بنابراین پیش از انتخاب نوع شرکت، توصیه میشود شرایط و ضوابط هر یک از این قالبها را بررسی کنید. باید یادآور شد که متقاضیان ثبت شرکت بیمه برای دریافت مجوز باید به سازمان بیمه مرکزی ایران مراجعه نمایند.
ثبت شرکت بیمه در قالب سهامی خاص
شرکتهای سهامی خاص برای امور گوناگونی تشکیل میشوند که یکی از مهمترین آنها فعالیت در زمینه خدمات بیمهای است. سرمایه این نوع کمپانیها به صورت سهامهایی همارزش درمیآید که قابل داد و ستد در بورس اوراق بهادار نیست ولی به راحتی قابل واگذاری است. یکی از مزایای ثبت شرکت سهامی خاص با موضوع بیمه در ایران این است که الزامی برای تهیه کامل سرمایه نقدی آن وجود ندارد. همچنین شرایطی که برای تاسیس این شرکتها در قانون تجارت ایران در نظر گرفته شده بسیار سادهتر از دیگر انواع کمپانیها است.
مدارک لازم برای ثبت شرکت بیمه سهامی خاص
- کپی کارت ملی و شناسنامه تمامی اعضا
- مشخصات اعضای هیئتمدیره و بازرسان
- تنظیم اساسنامه (مطابق با نمونه ابلاغی بیمه مرکزی)، اظهارنامه و اقرارنامه
- اخذ مجوز فعالیت (از سازمان بیمه مرکزی ایران)
توجه داشته باشید که ثبت شرکت بیمه در قالب سهامی خاص به حداقل سه عضو و دو بازرس احتیاج دارد. همچنین حداقل سرمایه اولیه برای تاسیس شرکت بیمه مستقیم دویست میلیارد تومان و برای موسسات بیمه اتکایی پانصد میلیارد تومان است که ۳۵ درصد آن باید در حساب شرکت قرار بگیرد. همچنین حداقل سرمایه مورد نیاز برای صدور پروانه فعالیت موسسات بیمه مستقیم در گروه بیمههای غیرزندگی شصت میلیارد تومان، بیمههای زندگی و مستمری چهل میلیارد تومان و بیمههای مختلط صد میلیارد تومان است.
ثبت شرکت بیمه در قالب سهامی عام
ثبت شرکتهای سهامی عام با موضوع بیمه در سراسر دنیا بسیار رایج است. موسسان این مجموعهها میتوانند بخشی از سرمایه شرکت را از فروش عمومی سهام به مردم تامین نمایند. در نتیجه، جمع شدن سرمایههای کوچک میتواند موجب ایجاد سرمایهای بزرگ شود و فعالیتهای اقتصادی بزرگتر را ممکن سازد. ثبت شرکت بیمه سهامی عام در ایران نیز بسیار متداول است و فعالان این حوزه استقبال گستردهای از آن کردهاند.
مدارک لازم برای ثبت شرکت بیمه سهامی عام
- کپی شناسنامه و کارت ملی همه اعضا
- تنظیم اساسنامه (طبق نمونه ابلاغی بیمه مرکزی)، اظهارنامه و اقرارنامه
- اخذ مجوزهای لازم برای فعالیت در این حوزه
توجه داشته باشید که ثبت شرکت بیمه در قالب سهامی عام به حداقل پنج عضو احتیاج دارد. همچنین داشتن یک بازرس اصلی و یک بازرس علیالبدل نیز برای این مجموعهها الزامی است. گفتنی است که این شرکتها محدودیتی در زمینه فعالیت خود ندارند و میتوانند به راحتی در همه زمینههای مرتبط مثل خدمات بیمهای بازرگانی کار کنند.
مدت زمان و هزینه ثبت شرکت
ثبت شرکت بیمه در ایران حدوداً دو هفته کاری زمان میبرد. تمامی مدارک پس از تکمیل شدن به اداره کل ثبت شرکتها و موسسات غیرتجاری (sherkat.ssaa.ir) فرستاده میشوند. کارشناسان این مرکز به بررسی مدارک ارسالی میپردازند و در صورت تایید آنها، گواهی آگهی تاسیس شرکت در روزنامه رسمی و کثیرالانتشار صادر میشود. گفتنی است که پرداخت مبلغ اضافی هیچ تاثیری در سریعتر طی شدن این روند قانونی و کاهش مدت زمان ثبت شرکت ندارد.
برای محاسبه دقیق هزینههای ثبت شرکت بیمه و آگاهی از مدت زمان مورد نیاز برای انجام این کار روی تصویر زیر کلیک کنید:
پرسشهای پرتکرار پیرامون ثبت شرکت بیمه
شرکت بیمه چیست؟
شرکتهایی که موضوع فعالیتشان امور مربوط به بیمه است و در زمینههای گوناگون این حوزه مشغول به کار هستند، «شرکت بیمه» نامیده میشوند.
آیا برای ثبت شرکت بیمه باید مجوز داشت؟
بله. متقاضیان تاسیس شرکت بیمه باید برای طی کردن مراحل اخذ مجوز به سازمان بیمه مرکزی جمهوری اسلامی ایران مراجعه نمایند.
چگونه میتوان قانونی بودن شرکتهای بیمه را استعلام کرد؟
سامانه استعلام شناسه ملی سازمان ثبت اسناد تنها منبع قابل استناد برای فعالیت قانونی شرکتها و موسسات در ایران است.
ثبت آنلاین شرکت بیمه به چه ترتیب است؟
موسسه آسانثبت تمام مراحل ثبت قانونی شرکت را به صورت آنلاین و بدون نیاز به مراجعه حضوری برای شما انجام میدهد.
I appreciate you sharing this article.Really looking forward to read more. Want more.
omeprazole and kidney function omeprazole not working
Really enjoyed your article. Hope you keep on creating content. Great stuff!
I value the blog.Much thanks again. Will read on…
Nice response in return of this query with firm argumentsand explaining all on the topic of that.
This post offers clear idea designed for the new people of blogging, that actually how to do blogging.
Thank you for sharing your thoughts. I really appreciate yourefforts and I am waiting for your further post thanksonce again.
Great, thanks for sharing this blog article.Really thank you! Much obliged.
I haven’t checked in here recommendations for an omega 3 dietsome time since I thought it was getting boring, but the last few postsare great quality so I guess I’ll add you back to my daily bloglist.You deserve it my friend 🙂
¿Qué son mds y mdworker y por qué funcionan en mi Mac?
I will immediately grasp your rss as I can not find your e-mail subscription link or newsletter service.Do you’ve any? Kindly let me know in order that I could subscribe.Thanks.
I cannot thank you enough for the post.Really looking forward to read more. Great.
Really informative blog article.Really thank you! Cool.
I appreciate you sharing this post.Thanks Again. Cool.
I appreciate you sharing this blog post.Much thanks again. Awesome.
Good information. Lucky me I discovered your blog by chance (stumbleupon). I have book marked it for later!
Amazing loads of good tips.learn how to write an essay paper help writing help online
Thanks designed for sharing such a fastidious opinion, paragraph is good, thats why i have read it entirely asmr0mniartist
Hey! I know this is kinda off topic but I was wondering if you knew where I could get a captcha plugin for my comment form?I’m using the same blog platform as yours and I’m having trouble finding one?Thanks a lot!
I am not sure where you are getting your information, but good topic. I needs to spend some time learning more or understanding more. Thanks for excellent info I was looking for this information for my mission.
vegas slots online online slot games Loading…
orlistat orlistat medication generic xenical australia
I want to to thank you for this very good read!! I definitely enjoyed every little bit of it. I have you bookmarked to check out new stuff you postÖ
ivermectin manufacturer ivermectin injection dosage for humans
Fantastic blog. Want more.
Hello there, just became alert to your blog through Google, and found thatit’s really informative. I am gonna watch out for brussels.I’ll appreciate if you continue this in future. Numerous people will be benefitedfrom your writing. Cheers!
My brother suggested I might like this blog. He was totally right.This post actually made my day. You can not imagine simply how muchtime I had spent for this info! Thanks!Also visit my blog post :: routine skin care
And out of the blue I became this specific ggrade minor thing which was terrified each and every minute associated with dying, to getting a new haemorrhage in my mind.
Very good article post.Really looking forward to read more.
Thanks ffor the good writeup. It in reality used to beea enjoyment account it. Glance complicated to fardelivered agreeable from you! However, how could we keep up a correspondence?
I am no longer sure the place you’re getting your info, butgreat topic. I must spend some time studying much more or figuring out more.Thanks for magnificent info I was in search of thisinformation for my mission.
Heya i am for the first time here. I came across this board and I find It truly helpful & it helped me out a lot. I’m hoping to give something again and help others like you aided me.
Hi, I do think this is an excellent blog. I stumbledupon it 😉 I may come back once again since I book marked it. Money and freedom is the best way to change, may you be rich and continue to guide other people.
stromectol online stromectol – stromectol medicine
I’m not sᥙre wheгe you’re getting your info,but good toрic.I neess to spend some time leɑrning much more or understanding more.Thanks foг great info I waѕs looking ffor tgis information for my mission.
Excellent blog you have got here.. It’s difficult to find high quality writing like yours nowadays. I truly appreciate individuals like you! Take care!!
help with a paper i don’t want to write my paper
Good day! This is my first visit to your blog!We are a team of volunteers and starting a new project in a communityin the same niche. Your blog provided us beneficialinformation to work on. You have done a outstanding job!
A big thank you for your post. Will read on…
Enjoyed every bit of your article. Want more.
Attractive section of content. I just stumbled upon your blog and in accession capital to assert that I acquire actually enjoyed account your blog posts.Anyway I will be subscribing to your feeds and even I achievementyou access consistently fast.
Hello friends, good post and pleasant arguments commented at thisplace, I am actually enjoying by these.
You can certainly see your enthusiasm within the work you write. The arena hopes for more passionate writers like you who aren’t afraid to mention how they believe. All the time go after your heart.
۷۰۲۲۳ ۸۲۳۴۷۶Truly good style and style and outstanding content , nothing at all else we need : D. 188744
Tremendous things here. I’m very satisfied to look your post.Thanks so much and I’m taking a look ahead to touch you.Will you please drop me a mail?
It’s going to be finish of mine day, but before finish Iam reading this great article to improve my experience.
What a stuff of un-ambiguity and preserveness of precious know-how regarding unexpected feelings.
I read this post fully about the comparison of latest and preceding technologies, it’s awesomearticle.
Hi colleagues, its wonderful article on the topic of educationandcompletely explained, keep it up all the time.
Great blog post.Really thank you! Really Cool.
There is definately a lot to learn about this subject. I really like all the points you’ve made.
I do not even know the way I ended up right here, but I assumed this post used to be good.I do not understand who you’re but certainly youare going to a well-known blogger when you aren’t already 😉 Cheers!My blog; Arctos Portable AC Review
hydrochloride cream chloroquine mechanism of action
I do not even understand how I ended up right here, but Ibelieved this post was once great. I don’t know who you might be however certainly you’re goingto a well-known blogger for those who are not already.Cheers!
Thank you for your article post.Much thanks again. Great.
Generally I do not read post on blogs, however I would like to say that this write-up very compelled me to try and do it! Your writing style has been surprised me. Thank you, very nice post.
Amazing lots of superb facts.essay writer program essay 123 help marketing writer
apartments in dalton ga rentberry scam ico 30m$ raised 1 bedroom apartments las vegas
Really enjoyed this blog article.Really thank you! Fantastic.
Nice post. I was checking continuously this blog and I’m impressed!Very useful information specially the last part 🙂 I care for such information a lot.I was seeking this particular information for a very long time.Thank you and best of luck.
Howdy! Do you use Twitter? I’d like to follow you if that would beok. I’m undoubtedly enjoying your blog and look forward tonew updates.Here is my blog; zawsa.com
durvet ivermectin horse paste how to use ivermectin pour on for cattle
This is the most informative post I have read, when most other bloggers writing about this won’t stray from the standard dogma. You have a way with words, and I will follow you as I like your posts.
Heya i’m for the first time here. I found this board and I find It truly useful & it helped me out a lot. I hope to give something back and aid others like you helped me.
wow, awesome blog post.Really thank you!
A big thank you for your post.Much thanks again. Awesome.
Really enjoyed this blog article. Want more.
I really like and appreciate your article post.Really thank you! Really Cool.
Hey, thanks for the post.Much thanks again. Much obliged.
It’s an awesome post designed for all the internet visitors; they will take advantage from it I am sure.
Canada pharmacies without script onlinecanda21.com Imodium
I’m not sure benicar hct vs losartan BHP Billiton said in a statement emailed to Reuters that ithad decided not to go ahead with a sale of Gregory Crinumfollowing a strategic review of the mine, “includinginvestigation of potential divestment”.
I wanted to thank you for this great read!! I certainly enjoyed every little bit of it. I have you saved as a favorite to check out new stuff you postÖ
This is a topic that is near to my heart… Take care! Where are your contact detailsthough?
Thank you for your article post.Thanks Again. Awesome.
does hydroxychloroquine cause hair loss chloroquine side effects
apartments in tucson apartments in farmington nm waverly place apartments
Fantastic blog.Much thanks again. Awesome.
An interesting discussion is definitely worth comment. I do believe that you need to write more on this topic, it might not be a taboo matter but usually people don’t discuss these issues. To the next! Best wishes!!
tamoxifen citrate nolvadex – where to get nolvadex
Enjoyed every bit of your blog article. Really Great.
Thank you, I have just been looking for info approximately this topic fora long time and yours is the greatest I’ve found out tillnow. However, what about the conclusion? Are you positive concerning thesource?
Thanks a lot for the article.Much thanks again. Will read on…
I truly appreciate this blog article.Really looking forward to read more. Really Great.
Thanks-a-mundo for the post.Really thank you!
I really like and appreciate your blog post.Much thanks again. Cool.
What’s up, just wanted to tell you, I loved this article.It was inspiring. Keep on posting!
I blog frequently and I seriously appreciate your information. This great article has truly peaked my interest. I will bookmark your blog and keep checking for new information about once a week. I opted in for your RSS feed as well.
I enjoy looking through an article that will make men and women think. Also, many thanks for allowing for me to comment.
Howdy! I simply wish to give you a big thumbs up for the excellent information you’ve got right here on this post. I am returning to your blog for more soon.
These are genuinely enormous ideas in on the topic of blogging.You have touched some nice points here. Any way keepup wrinting.
Wow, great article.Much thanks again.
I’d like to thank you for the efforts you have put in penning this blog. I’m hoping to view the same high-grade content from you in the future as well. In fact, your creative writing abilities has inspired me to get my own blog now 😉
That is a really good tip especially to those fresh to the blogosphere. Short but very precise information… Thank you for sharing this one. A must read post!
An intriguing discussion is worth comment. There’s no doubt thatthat you ought to write more about thistopic, it may not be a taboo subject but usually folks don’t discussthese topics. To the next! Kind regards!!
Parabéns querida!vc, merece o mundo.👏🏻👏🏻👏🏻🙏🏻❤🌻😘
Sweet blog! I found it while browsing on Yahoo News. Do you have anytips on how to get listed in Yahoo News? I’ve been trying for a whilebut I never seem to get there! Thank you
I do trust all the ideas you’ve introduced to your post. They’re really convincing and will definitely work. Still, the posts are too quick for starters. May just you please prolong them a bit from next time? Thank you for the post.
Hi there colleagues, how is the whole thing, and what you desire to say regarding this post, in my view its really amazing for me.
It’s actually a great and helpful piece of information. I am glad that you shared this helpful information with us. Please stay us informed like this. Thank you for sharing.
Some really great information, Gladiola I detected this. «I know God will not give me anything I can’t handle. I just wish that He didn’t trust me so much.» by Mother Theresa.
is important and all. However imagine if you added some great visuals
Howdy! This post could not be written any better! Reading this post reminds me ofmy old room mate! He always kept talking about this. I willforward this post to him. Fairly certain he will have a good read.Thank you for sharing!
Die Henne des Waldes ist Maitake grifola frondosa
Superb post however I was wondering if you could write a litte more on this topic? I’d be very grateful if you could elaborate a little bit more. Appreciate it!
I am no longer positive where you are getting your info, but great topic. Cheslie Scarface Dachy
Great article.Really looking forward to read more. Much obliged.
Thanks for the blog post.Much thanks again.
I really liked your blog.Thanks Again. Keep writing.
Im obliged for the article post.Really thank you! Awesome.
Really Appreciate this article, is there any way I can get an alert email every time you write a new article?
Im obliged for the article.Really thank you! Keep writing.
What a information of un-ambiguity and preserveness of precious familiarity concerning unpredicted feelings.
This is one awesome blog article. Awesome.
ivermectin and alcohol ivermectin for cattle
Im obliged for the blog post.Really looking forward to read more. Great.
Major thanks for the post.Really thank you! Fantastic.
I really like and appreciate your blog article.Thanks Again. Much obliged.
Thanks for sharing, this is a fantastic post.Thanks Again. Awesome.
I am so grateful for your blog article.Really thank you! Great.
Thanks for the blog.Really looking forward to read more. Awesome.
Looking forward to reading more. Great post.Thanks Again. Will read on…
I relish, result in I found exactly what I was taking alook for. You’ve ended my four day long hunt! God Blessyou man. Have a nice day. ByeFeel free to surf to my blog post … healthy eating tips
Your mode of explaining everything in this piece of writing is genuinelypleasant, all can easily understand it, Thanks a lot.
Thanks a lot for the blog.Really thank you! Really Cool.
Business plan overview экологический паспортUYhjhgTDkJHVy
I like the helpful info you provide in your articles. I will bookmark your blog and check again here frequently. I am quite sure I will learn plenty of new stuff right here! Best of luck for the next!
Pretty! This was an incredibly wonderful post. Thanks forproviding this information.Feel free to visit my blog post: Active Uprise Nitric (tsc-saarlorlux.de)
Major thanks for the blog post. Really Cool.
stromectol uk: stromectol for sale – stromectol tablets uk
Great, thanks for sharing this post.Really thank you!
I cannot thank you enough for the blog post.Thanks Again. Really Cool.
Wow, great article.Thanks Again. Great.
Hey there! Would you mind if I share your blog with my facebook group? There’s a lot of folks that I think would really enjoy your content. Please let me know. Thanks
Wow loads of superb facts!pay for college essays writing papers help writing a personal statement
I really liked your article post.Really thank you! Really Great.
Now we know who the ssebnile one is here. Great post!situs poker online indonesia
I dugg some of you post as I cerebrated they were invaluable very useful
When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get three emails with the same comment. Is there any way you can remove me from that service? Cheers!
Thank you for the auspicious writeup. It if truth be told used to be a entertainment account it.Look advanced to more delivered agreeable from you! By the way, how can wekeep up a correspondence?
Thanks for sharing your thoughts about light switch wiring.Regards
Thanks , I have just been looking for information about this topic for a long time and yours isthe best I have came upon till now. But, what concerningthe bottom line? Are you positive in regards to the source?
I am actually happy to glance at this blog posts which contains lots of helpful data, thanks for providing these kinds ofinformation.
I really liked your post.Thanks Again. Will read on…
Aw, this was a really good post. Taking the time and actual effort to generate a very good articleÖ but what can I sayÖ I hesitate a lot and never manage to get anything done.
wow, awesome post.Really thank you! Really Cool.
online essay writer dissertation help auto essay typer samedayessay
This is my first time pay a quick visit at here and i am really happy to read everthing at oneplace.
I enjoy reading an article that will make people think. Also, thanks for permitting me to comment.
What’s Happening i am new to this, I stumbled upon this I have found It positively helpful and it has helped me out loads. I hope to contribute & aid other users like its helped me. Good job.
I read this paragraph completely regarding the comparison of most recent and earlier technologies, it’s remarkablearticle.
Major thankies for the post.Really looking forward to read more. Really Great.
to be using? I am having some small security problems with
Good day! I could have sworn I’ve been to this blog beforebut after browsing through some of the post Irealized it’s new to me. Anyways, I’m definitely gladI found it and I’ll be bookmarking and checking back frequently!
Remove card fluconazole 150 forum “Through all my loss, I was starting to feel blessed,” Tarleton wrote of a revelation she had in early 2010. “Patience was not about idle waiting; it was about pausing long enough to seek understanding.”
You can certainly see your enthusiasm in the work youwrite. The world hopes for even more passionate writers likeyou who are not afraid to mention how they believe. All thetime go after your heart.
Good blog! I really love how it is easy on my eyes and the data are well written. I’m wondering how I could be notified whenever a new post has been made. I have subscribed to your RSS which must do the trick! Have a great day!
ed doctors ed treatments that really work ed in men
Hmm is anyone else encountering problems with thepictures on this blog loading? I’m trying to figure out if its a problemon my end or if it’s the blog. Any feed-back would be greatly appreciated.
Say, you got a nice article post.Thanks Again. Fantastic.
This is one awesome article post. Really Cool.
It’s hard to come by educated people on this topic, but you seem like you know what you’re talking about! Thanks
Very good article. I am dealing with a few of these issues as well..
I blog quite often and I really appreciate your content. The article has really peaked my interest. I’m going to book mark your blog and keep checking for new details about once a week. I subscribed to your Feed as well.
Enjoyed every bit of your blog post. Cool.
Good post. I’m facing a few of these issues as well..
I appreciate you sharing this article post.Much thanks again.
Hi there i am kavin, its my first occasion to commenting anyplace, when i read this post ithought i could also make comment due to this sensible paragraph.
Hello colleagues, how is all, and what you desire to say regarding this post, in myview its in fact awesome for me.
This is one awesome blog.Really looking forward to read more. Really Cool.
wow, awesome post.Really thank you! Fantastic.
I think everything published made a lot of sense. But, what about this?
suppose you were to create a killer post title? I ain’t suggesting your content isn’t good.,
however what if you added a title that makes people want more?
I mean ثبت شرکت بیمه [مدارک، زمان و هزینه مورد نیاز]✔️ is a little vanilla.
You should look at Yahoo’s home page and see
how they create article titles to get viewers to open the links.
You might try adding a video or a related pic or two to get readers interested about everything’ve written. In my opinion, it would make your blog
a little bit more interesting.
My blog; vpn special coupon